Buying Your Dream Home: How To Choose An HOA

Purchasing a home or condo in Columbus Ohio often involves being part of a homeowners’ association (HOA). In fact, it's difficult in many cities and suburbs to buy a home that's not in an HOA.

The HOA is responsible for managing shared spaces, building structures, and community amenities. Understanding the functions of an HOA is pivotal. It impacts your everyday living and property value. Here are seven essential qualities to look for when evaluating an HOA:

Clear Goals and Vision

A proactive HOA not only maintains but also enhances the community. Ask about their vision - do they strive to improve existing facilities or merely maintain them? Matching their goals with your aspirations ensures harmony and long-term satisfaction.

Clear House Rules

The rules outlined in the Covenants, Conditions, and Restrictions (CCR) document need to be clear and consistently enforced. HOAs with structured discussions and transparent decision-making processes, guided by specific house rules, tend to uphold community standards diligently.

Secure Financial Procedures

The risk of financial mismanagement is real for HOAs. Look for an association that employs checks and balances, possibly with professional property managers, to safeguard financial interests. Transparent financial statements and ongoing reserve studies for future repairs showcase responsible management.

If the HOA does use a third-party property management company, research that company. Not all HOA property management companies are created equal.

Funds Set Aside for Maintenance

Avoid unpleasant surprises by ensuring the HOA sets aside funds for major repairs. A well-run association conducts regular reserve studies to determine adequate funds needed for the community's future maintenance, preventing hefty special assessments.

Homeowner Participation

A good HOA allows homeowner input. Check if there's a process for homeowners to challenge policies they disagree with and if there are forums for dispute resolution. An HOA that respects homeowners’ opinions fosters a harmonious living environment.

Effective Communication

Transparent communication channels are vital. Look for HOAs that keep residents informed through newsletters, websites, and community meetings. Accessible communication fosters a sense of community and involvement.

Well-Maintained Community

The condition of the community directly reflects the HOA's effectiveness. A clean, well-maintained community, including landscaping, amenities, and private properties, indicates an active, responsible association.

Choosing Your Dream Home in Central Ohio

When considering a home in Columbus, finding the right community and HOA is crucial. It's a complex decision that requires local expertise. Rita Boswell, a dedicated, full-time Realtor in Columbus, possesses the knowledge to guide you through this process successfully. To start your journey towards your dream home, contact Rita Boswell at 614-830-9767. With Rita's expertise, find not just a home, but a community that matches your lifestyle and aspirations perfectly!

Homes That AREN'T In An HOA

If you don't want to deal with an HOA at all, we can help you find homes for sale that aren't in an HOA. There are pros and cons to living in a community with an HOA, and it's not for everyone. Let us know if you need a home without an HOA, and we'll help you find it.

Browse Non-HOA Homes For Sale in Central Ohio

2291 Properties
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Coming Soon on 12/07
451 Conestoga Drive Columbus,  OH 43213
$495,000
Neighborhood: Greenbriar Farm
3
Beds
2F21/2
Baths
2,246
Sq.Ft.
1978
Year Built
1
Day on Site
223038825
MLS
3
Beds
1
Baths
2,060
Sq.Ft.
1940
Year Built
1
Day on Site
223038824
MLS
Coming Soon on 12/08
5360 Morning Drive Hilliard,  OH 43026
$310,000
Neighborhood: North Grant Add
3
Beds
2
Baths
1,118
Sq.Ft.
1954
Year Built
1
Day on Site
223038826
MLS
3
Beds
2
Baths
1,344
Sq.Ft.
1959
Year Built
1
Day on Site
223038828
MLS
2
Beds
1
Baths
770
Sq.Ft.
1928
Year Built
1
Day on Site
223038827
MLS
3
Beds
2F11/2
Baths
1,200
Sq.Ft.
1994
Year Built
1
Day on Site
223038833
MLS
Coming Soon on 12/07
4384 Etna Road Columbus,  OH 43213
3
Beds
1
Baths
1,064
Sq.Ft.
1955
Year Built
1
Day on Site
223038831
MLS
Coming Soon on 12/03
438 S Eureka Avenue Columbus,  OH 43204
3
Beds
1
Baths
1,144
Sq.Ft.
1924
Year Built
2
Days on Site
223038695
MLS
Open 12/2
2552 Willowgate Road Grove City,  OH 43123
$280,000
Neighborhood: Willow Creek
3
Beds
3
Baths
1,610
Sq.Ft.
1994
Year Built
2
Days on Site
223038698
MLS
$299,900
Neighborhood: United States Military Lands
3
Beds
2
Baths
1,524
Sq.Ft.
1978
Year Built
2
Days on Site
223038701
MLS
3
Beds
1
Baths
2,151
Sq.Ft.
1934
Year Built
2
Days on Site
223038700
MLS
Open 12/2
314 Letchworth Avenue Columbus,  OH 43204
$292,500
Neighborhood: Westgate
3
Beds
1F11/2
Baths
1,382
Sq.Ft.
1948
Year Built
2
Days on Site
223038707
MLS

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